Plaid & Banking Integrations
Connect your app to the financial system. We build secure, reliable Plaid API integrations for seamless bank verification and transaction tracking.
You are building a lending, budgeting, or investing app, but securely asking users for their bank routing numbers is high-friction and prone to fraud. You need a way to instantly read their bank balance.
Impact
High user drop-off during onboarding, massive risk of ACH fraud, and zero visibility into a user's real-time financial health.
End-to-end Plaid API integration. We build the secure OAuth flow that allows users to securely connect their bank accounts to your app in seconds without you ever touching their passwords.
Technical Approach
Plaid Link (React), Node.js secure backend webhooks, and heavily encrypted PostgreSQL databases to store access tokens.
Users manually typing routing and account numbers, waiting 3 days for micro-deposits to clear before they can use your app.
Users click 'Connect Bank', log into Chase via the secure Plaid popup, and your app instantly receives their verified account number and 2 years of transaction history.
Strict adherence to global data privacy laws. We never train public AI models on your proprietary data.
Architecture designed to meet rigorous healthcare and enterprise security compliance standards natively.
Scalable cloud-native deployments via AWS and Vercel Edge networks ensuring 99.99% uptime.
Everything you need to know about our Plaid & Banking Integrations process.
Plaid primarily reads data (balances, transactions, identity verification). However, we frequently integrate Plaid with Stripe ACH or Dwolla to actually facilitate the transfer of funds securely.
Users occasionally change bank passwords, breaking the connection. We build automated webhook listeners that detect this and immediately trigger an email or in-app notification asking the user to re-authenticate.
Let's integrate your banking infrastructure.
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